Wedding & Special Events
Wedding
 "Should we insure our wedding?" is a question most couples ask when they are arranging the big day. Never has it been more important, most national newspapers have published articles on wedding costs and the need to insure.
"Why is wedding insurance so important?"
- If you have to cancel, you could lose your deposits.
- If you cancelled nearer the day, suppliers could demand the whole of contracted amounts.
- A supplier could go into liquidation, holding your deposit.
- Cancellation could occur through many calamities (death, illness, injury, redundancy causing financial difficulties, service personnel posted abroad etc.)
- Wedding attire could be lost or damaged.
- A guest could be injured, or the reception venue damaged and you could be held legally liable.
- The professional photographs may not come out.
- Rings or presents could be lost or damaged.
- The reception venue might close before the wedding.
Put your minds at rest and take out a Wedding Insurance policy through Livingstones Warman Insurance Brokers. There are 4 levels of cover available, contact us for a no obligation quotation
Special Events Insurance
As an event organiser or as a participant of an event, your obligations will be to ensure that you are properly protected with suitable insurance should a misfortune occur.
Naturally, no one ever foresees these unexpected calamities, but regrettably they do occur from time to time.
For instance you could be found legally liable for:
- A visitor being injured or killed
- An accident to a person you employ at the event
Or:
- Property, including cups, trophies, marquees, tents etc. could be lost or damaged.
- Cancellation could occur for many reasons, including extreme adverse weather where to proceed with the event would be dangerous.
The policy can cover the following:
- Public Liability (up to £5 million pounds worth of cover)
- Employers Liability
- Property Cover
- Money Cover
- Cancellation cover (certain restrictions apply)
We can cover almost any event including:
- Classic car shows
- Village fetes
- Charitable events
- Concerts
- Firework displays
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